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Financing Solutions

Capital for everything your business buys.

From vehicle acquisition to software subscriptions, Drive Financial delivers flexible capital solutions across every category of the automotive economy.

Vehicle Acquisition

Grow your fleet without draining your capital.

Whether you're adding a single unit or scaling a rental fleet by the dozen, our vehicle acquisition programs connect you with lending partners that understand automotive assets—new, pre-owned, commercial and consumer.

Structures include commercial loans, fleet financing, lease programs and consumer point-of-sale options, with terms aligned to utilization and revenue.

Program highlights

  • Single-unit and multi-unit fleet purchases
  • New and pre-owned vehicle inventory
  • Commercial loan and lease structures
  • Consumer financing at the point of sale
  • Seasonal and revenue-aligned payment schedules
  • Refinance and fleet expansion capital
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Protection Products

Finance the coverage that protects your assets.

Vehicle service contracts, extended warranties, GAP and ancillary protection products are essential to operating in the automotive economy—and they shouldn't require large upfront outlays.

Drive Financial integrates directly with Drive Protection, letting operators and consumers spread protection costs into predictable monthly structures, including promotional 0% options on qualifying purchases.

Program highlights

  • Vehicle service contract financing
  • Extended warranty programs
  • GAP and ancillary coverage
  • Fleet-wide protection rollouts
  • 0% promotional structures on qualifying purchases
  • Integrated with Drive Protection
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Drive KeZ Devices

Deploy fleet technology without the upfront cost.

GPS tracking, telematics and keyless entry infrastructure from Drive KeZ transform how fleets operate—but hardware rollouts across dozens or hundreds of vehicles carry real cost.

Our equipment financing and subscription structures let you deploy devices fleet-wide today and pay as the technology delivers value.

Program highlights

  • GPS and telematics hardware financing
  • Keyless entry infrastructure
  • Fleet-wide device deployments
  • Equipment finance and subscription structures
  • Bundled hardware + installation packages
  • Integrated with Drive KeZ
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Repairs

Keep vehicles on the road and revenue flowing.

Downtime is the enemy of every mobility business. Repair financing means mechanical and collision work gets done now—not when cash flow allows.

Through the Drive Service Network, operators access repair financing for fleet maintenance programs, while shops offer consumer financing that helps customers approve larger repair orders.

Program highlights

  • Mechanical and collision repair financing
  • Fleet maintenance programs
  • Consumer repair financing at the counter
  • Deferred and monthly payment structures
  • Integrated with Drive Service Network
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Parts

Stock the parts your operation depends on.

From OEM components to bulk aftermarket inventory, parts purchasing ties up significant working capital for shops, fleets and dealerships.

Integrated with the Drive Parts Network, our parts financing programs cover individual orders, bulk inventory buys and recurring shop supply programs—so shelves stay stocked and capital stays free.

Program highlights

  • OEM and aftermarket parts financing
  • Bulk inventory purchasing programs
  • Recurring shop supply structures
  • Net-terms alternatives for growing shops
  • Integrated with Drive Parts Network
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Insurance Products

Spread premiums. Preserve cash flow.

Commercial insurance is one of the largest recurring costs for rental operators and fleets. Premium financing converts large annual premiums into manageable monthly structures.

Our network includes insurance premium finance partners supporting commercial auto, fleet, rental and garage coverage—including pay-as-you-go structures for usage-based operations.

Program highlights

  • Commercial insurance premium finance
  • Fleet, rental and garage coverage programs
  • Pay-as-you-go and usage-based structures
  • Monthly payment plans for annual premiums
  • Specialty and surplus lines support
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Software

Modernize your stack without the capital hit.

Fleet management platforms, dealer systems, rental software and connected-vehicle tools are the backbone of modern mobility businesses.

Subscription financing and monthly payment plans make enterprise software accessible—whether you're implementing Drive Cloud, Drive Management tools, or third-party platforms across your operation.

Program highlights

  • Fleet management platform financing
  • Dealer and rental software systems
  • Implementation and onboarding costs
  • Subscription financing structures
  • Integrated with Drive Cloud & Drive Management
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Program Structures

Every solution. Multiple ways to structure it.

Each financing category above can be delivered through the program structure that fits your business best.

0% Promotional

Promotional financing on qualifying purchases.

Growth Program

Deferred Payments

Revenue first, payments later.

Commercial Loans

Term capital for business purchases.

Equipment Financing

Asset-based structures for hardware and tools.

Fleet Financing

Multi-unit programs for scaling operators.

Lease Programs

Operating and finance lease flexibility.

Consumer Financing

Point-of-sale options for your customers.

Subscription Financing

Recurring structures for software and devices.

Monthly Payment Plans

Predictable payments for large purchases.

Ready to finance your next purchase?

Tell us what your business needs—we'll match it with the right lending partners and program structure.